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AI & ENGINEERING LEADERNEW YORK

ENGINEERING

SYSTEMS.

SVP Engineering at BNY. 18 years shipping products at scale.

Architect of AI-powered products at BNY, Morgan Stanley & American Express. I build systems that move markets — and write about them.

AI ArchitectFull StackFintechBNY
Saurabh Kohli
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AI ARCHITECTSYSTEMS THINKERPRODUCT BUILDERFAIL FAST ADVOCATEFINTECH PIONEERDATA DRIVENNEXT.JS ENTHUSIASTUSER EXPERIENCE EXPERTAI ARCHITECTSYSTEMS THINKERPRODUCT BUILDERFAIL FAST ADVOCATEFINTECH PIONEERDATA DRIVENNEXT.JS ENTHUSIASTUSER EXPERIENCE EXPERT
0+
Years Experience
0
Fortune 500 Firms
0
White Papers
0
Patents Filed
0+
LinkedIn Recs
01 · Selected Work4 Positions

building Impact

PL/SQLElasticAzureKubernetesHazelcastWeb SocketIONICPythonGOKafkaSnowflakeMCP
AGENTIFY
BNY
2024–present

Conversational AI Portfolio Construction

Architected BNY's Eliza-powered portfolio construction platform on a multi-agent orchestration workflow. MCP-based Nuggets integrate multiple investment systems, reducing portfolio generation from days to real time. Elasticsearch optimisation cut query latency from ~10 s to ~800 ms.

60%
Gen Speed
800ms
Query Latency
1
Patent Filed
Web ComponentsA11yStorybookSvelteDesign TokensASTIonicCapacitorBrowser APIs
ARCHITECT
BNY
2022–2024

Unified Design System at Enterprise Scale

Built BNY's first enterprise-wide design system adopted by 40+ product teams. 320+ components, full WCAG 2.1 AA compliance — baked on design-token principles with strict Atomic design methodology.

47+%
Faster Time to Market
35%
Cost Reduction
320+
Components
AngularTypeScriptNode.jsMongoDBGraphQLGruntJSExpressJSSpring Boot
MODERNIZE
Morgan Stanley
2015–2018

WealthDesk + Unified Fee

Led architecture-driven modernization of Morgan Stanley's wealth management ecosystem — unified WealthDesk, SOA enabling real-time Select UMA & UMAX, scalable account onboarding (AIUP), tiered fee re-architecture, and consistent data access across all systems.

70%
Faster Onboarding
<2s
Portfolio Latency
60%
Less Reconciliations
ReactNodeJSDockerCI/CDApache CordovaJavaScriptMongoDBExpress
MOBILIZE
American Express
2014–2015

Global Payments Modernization

Migrated AmEx's legacy payments UI to a React-based micro-frontend architecture. CI/CD pipeline cut release cycles from weeks to hours, directly reducing customer-facing incident rate.

30%
Reduced Support Calls
25%
Faster Deploys
15+
Browsers / Devices Supported
scroll to explore
Own the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its placeOwn the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its placeOwn the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its placeOwn the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its placeOwn the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its placeOwn the OutcomeNo spectators, only playersWrite Clean CodeFuture-you says thank youBuild with PurposeEvery line earns its place
Move MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a featureMove MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a featureMove MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a featureMove MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a featureMove MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a featureMove MarketsBuild things that shift the needleThink in SystemsArchitecture before implementationStay CuriousThe best engineers never stopShip FastVelocity is a feature
02 · Technical Ecosystem

Frontend

Architecting interactive, accessible, and highly scalable user interfaces.

ReactAngularTypeScriptWeb ComponentsA11y / WCAGDrupal / CMS

Backend / Infra

Designing robust, distributed microservices and cloud infrastructures.

Node.jsJava / SpringKafkaHazelcastDocker + CI/CDAWS

AI & Data

Building intelligent pipelines, vector networks, and high-throughput data lakes.

ML / AISnowflakeWebSocketsREST / GraphQLKibana / ELKMCP Protocol
03 · Career

18 years.
Five firms.

One consistent thread: shipping products that perform at scale.

2018–Present

Senior Vice President

BNY, New York
  • Portfolio Construction Platform
  • Unified Design System
  • AppStory Chrome Plugin
  • Precision Direct Indexing & Tax Transition
  • Navigator
  • AdvicePath℠
2015–2018

Tech Lead (Tech Mahindra)

Morgan Stanley, New York
  • Unified Fee Calculator
  • WealthDesk Advisor Client Portal
  • Portfolio Management (UMAX)
  • Select UMA Modernization
2014–2015

IT Analyst (TCS)

American Express, Phoenix
  • Payments platform digitalization
  • Account Dashboard redesign
2011–2014

IT Analyst (TCS)

Bank of America, Bangalore
  • Fraud Detection Validator
  • Customer Data Reconciliation Tool
2007–2011

Lead Engineer (HCL)

NBC Universal, Noida
  • OpenText (Vignette) → Drupal CMS migration
  • Google Ads monetisation integration
  • Sweepstakes and Newsletter Implementation
04 · ResearchORCID ↗

Peer-reviewed · Published journals · ORCID: 0009-0002-0106-5730

SJECS

AI-Driven Orchestration Systems in Cloud-Native Financial Applications

AISarcouncil Journal ofEngineering & ComputerSciences
Read ↗
EMSJ

Legacy System Modernization in Financial Institutions

European ModernStudies JournalM
Read ↗
SJMD

AI-Driven Modernization: Transforming Financial Services Applications

SSarcouncil Journal ofMultidisciplinary
Read ↗
JICRCR

Financial Resilience: Cloud Architecture & AI Risk Integration

FJournal of InternationalCrisis & RiskCommunication Research
Read ↗
05 · Recognition4 International · 2 Internal

elite AWARDS

Internal2019
BNYBNY
Best in Class Engineer
Platform Efficiency
International2021
CIO MagazineCIO Magazinepresented by BNY
Best Private Wealth Bank Award
AdvicePath℠ – Wealth Management Team
International2025
IAAIAA
Titan Innovation Award
Artificial Intelligence
International2025
Aureum InternationalAureum International
Aureum Award
Fintech Impact
International2025
IAAIAA
NY Digital Award
AI & Machine Learning
Internal2026
BNYBNY
Innovation Award
Conversational AI Patent
06 · Writingsaurabh-kohli.medium.com ↗

AI Did Not Simplify Architecture

It just moved the complexity somewhere harder to see

ArchitectureSystems Design
Towards AIFeb 2026 · 7 min

The Invisible Hand of AI

Taming risk in finance's new era of autonomous agents

FintechAI RiskFinance
MediumDec 2025 · 8 min

Your Nightly ETL is a Time Bomb

Batch pipelines are silently accumulating risk in your data platform

ETLData EngineeringCDC
Towards Data EngineeringFeb 2026 · 7 min

Are You Ready to Lose the AI Race?

The gap between AI leaders and laggards is compounding — fast

AI StrategyLeadership
Towards AIMar 2026 · 6 min

Cache as a Service (CaaS)

Designing multi-tenant, multi-cloud caching infrastructure at scale

AWSCachingMulti-Cloud
AWS in Plain EnglishJan 2026 · 10 min
All articles on Medium ↗
07 · Recommendations

Kind words, big ego boost

15 on LinkedIn ↗
"

Among the most detail-oriented I've worked with

Saurabh has a unique combination of UX and programming skills. This enables him to provide minute attention to UX details while developing applications. He goes the extra mile in addressing UX concerns that even the UX designers did not think of.

C
Colleague
Morgan Stanley
"

More than just a full-stack developer

Saurabh calls himself a full-stack developer. I found him to be more than just that. He understands the business, he can think through workflow, he has a very good grasp of end user mental model and he is very articulate about his point of view.

C
Colleague
BNY
"

Bridges design, engineering & product

What sets Saurabh apart is his rare ability to own a problem end-to-end. He bridges design, engineering and product thinking in a way that few engineers can. He doesn't just build what's asked — he improves it.

S
Senior Leader
BNY
"

80% perf gain in two sprints

Saurabh has an incredible instinct for performance. When he took over the platform refactor, we saw load times drop by 80% within two sprints. His systematic approach to debugging is something the whole team learned from.

E
Engineering Manager
Morgan Stanley
Saurabh Kohli
Let's build
something
remarkable.

I work at the intersection of systems, architecture, and modernization — where the focus is not just on building solutions, but on shaping resilient, scalable, and future-ready ecosystems. My work demands structured thinking, long-horizon decision making, and the ability to operate effectively under complexity and ambiguity.

Outside that domain, I deliberately anchor myself in movement and outdoor pursuits. Biking and running build endurance and reinforce consistency. Hiking forces adaptation to changing terrain. Paddle boarding requires balance in an inherently unstable environment. Table tennis and pickleball bring precision, reflex, and competitive focus — where small adjustments have immediate outcomes.

These activities create a feedback loop. They strengthen discipline, improve mental clarity, and sustain a high-performance mindset. The same principles that apply on the trail, on the water, or across a court translate directly into how I approach architecture: maintain balance under pressure, optimize for endurance, adapt quickly, and execute with precision.